Kaulkin Ginsberg Insight – May 2009

Kaulkin Ginsberg Insight is sent each month to provide you and others in the Accounts Receivable Management (ARM) industry with valuable insight, access, and information. Each issue contains actionable content designed to assist you in making strategic business decisions. We hope you enjoy this issue. Comments are always welcome at hq@kaulkin.com.

May, 2009

Answering Your Call

In response to your feedback, we have recently made several resources available to you, so you can effectively track and monitor the trends that will impact your business:

Executive Conference Calls provide a quarterly recap of sector performance and highlight industry trends. In our Q109 Call, we covered developments in the healthcare market, such as how consolidation among hospitals may change their network of service providers. Read on for more from the Call about how developments in the economy and government are likely to effect ARM companies servicing the healthcare market. 

Our Consumer Finance Report provides a monthly analysis of consumer liquidity. In the bank card/credit card market, mounting unemployment and bankruptcy rates has dramatically increased the amount of consumer credit that is at risk of default. The ways in which credit issuers react to mitigate this risk now will have implications for their service providers in the long term. In this issue, Dimitri Michaud shares more of this analysis from our Consumer Finance Report.

“Ask the Experts” is an interactive blog on insideARM.com where readers can direct questions to our team of advisors. If we don’t have the answer, we reach out to our expanded network of industry experts. In this issue of Insight, we address a debt buyer’s question on how Federal Reserve’s TALF program may impact the industry.

What can we do for you? Kaulkin Ginsberg remains committed to fostering the success of the ARM industry and we are open to any ideas you may have for tools or resources that would help you improve your bottom line. Just let us know by email or call us at 301.907.0840.

Sincerely,
Mike Ginsberg

President & CEO, Kaulkin Ginsberg
In This Issue
Featured Executive Brief
Client Success Story
Client Success Story
Presented by

Kaulkin Ginsberg in conjunction with insideARM.com

401 N. Washington St.

Suite 450

Rockville, MD 20850

+1.301.907.0840



About Us

This Month’s Insight

Michael Klozotsky

Changes in the Healthcare Industry that will Impact ARM Companies

Poor economic conditions are dramatically increasing the amount of outstanding consumer credit that is at risk of default. The immediate measures that credit issuers are taking now to mitigate this risk will have long-term ramifications for their ARM service providers – especially in the bank card/credit card sector.

Michael Klozotsky, Analyst, Kaulkin Ginsberg

Dimitri Michaud

Over $33 Billion in U.S. Consumer Credit at Risk of Default

Poor economic conditions are dramatically increasing the amount of outstanding consumer credit that is at risk of default. The immediate measures that credit issuers are taking now to mitigate this risk will have long-term ramifications for their ARM service providers – especially in the bank card/credit card sector.

Dimitri Michaud, Consumer Finance Analyst, Kaulkin Ginsberg

Ask The Experts

ASK THE EXPERTS: Will the TALF Program Benefit Debt Buyers?

Ask the Experts is an interactive section that allows insideARM.com readers to ask direct questions to the experts at Kaulkin Ginsberg. Director David Lavine addresses the potential impact of the Federal Reserve’s TALF program on debt buyers.

David Lavine, Director, Kaulkin Ginsberg

Featured Executive Brief

Kaulkin Ginsberg produces executive briefs to provide industry owners and managers with rich business analysis to inform their business decisions. Executive briefs are free to all registered members of insideARM, and registering to the site is also free.


10 Major Steps in The Process of Selling a Business
Kaulkin Ginsberg Consumer Finance Report

What Do You Think?

Kaulkin Ginsberg sends INSIGHT each month to provide you and others in the Accounts Receivable Management (ARM) industry with valuable content designed to assist you in making strategic business decisions.

We hope you enjoy this issue. Comments are always welcome, and you can send your opinion on these or any other stories to editor@insidearm.com.

Did a friend forward you this newsletter?
Click here to subscribe.