Kaulkin Ginsberg's Blogs

What Makes a Leader Great?

September 26th, 2016

It’s important to consider the role of leadership in running a successful business, and how it can be a tremendous force that drives direction and success.

Is the Wait for the ED Contract Almost Over?

September 19th, 2016

There is a strong indication that the U.S. Department of Education is finally getting its act together and will award the unrestricted portion of its contract by the end of September. But what does this mean for ARM?

Budgeting and Strategic Planning Season

September 7th, 2016

You may be failing your business and you don’t even know it. Find out the three characteristics you can improve as we move into strategic planning season.

Happy Labor Day, Bill Collectors

September 6th, 2016

The debt collection industry is one of the most entrepreneurial-spirited industries throughout business, and owners should celebrate their accomplishments.

Let’s Be the Voice to #StopSuicide

September 1st, 2016

The American Foundation for Suicide Prevention is doing an excellent job "amplifying the conversation" about suicide, putting Project 2025 to work toward achieving their bold goal of reducing the annual suicide rate 20% by 2025.

Lessons Learned from the Trenches (Part II)

August 23rd, 2016

As summer comes to an end, if you’re having strong feelings about selling, now might be the time to take action. These key aspects of the sale process will help you prepare.

The Industry’s Trending Topics

July 27th, 2016

Mike and Rozanne have redesigned their ARM Quarterly Review webinar, making it more engaging and lively for participants. Learn about what’s in store for Thursday, August 4th’s presentation.

Lessons Learned from the Trenches (Part I)

July 21st, 2016

Successful transactions rarely happen by accident. The owner who prepares his or her business for a sale in advance, who visualizes the outcome again and again, and who learns from others’ trials and tribulations is in a better position for a great outcome.

Semiannual Outlook for Q2 2016: A Strengthening Employment Rate

July 20th, 2016

The state of the U.S. economy – especially the employment rate – has been in the spotlight as Election Day 2016 approaches. Although there is merit to both the Republican and Democratic job market narratives, overall the employment climate is improving.

The Top 5 Value Killers

July 13th, 2016

Test your ARM company’s performance to see if you’re at the top of your game, or if you need to improve one of these five areas.


Perception Metrics and Their Effect on the ARM Industry

May 25, 2017

While being able to quantitatively assess the health of the U.S. economy is great, most experts agree that other more qualitative factors are just as important. In fact, some experts believe that perception alone may be enough to influence the health of the economy since it directly relates to their spending and saving levels. ....

» see this post    » all posts

A New Debt Milestone in Q1 2017 (But Not Really)

May 24, 2017

Some news outlets have started reporting that total consumer debt has finally surpassed its previous peak, which was during the Great Recession's height, and have even suggested that the newly released data might imply that we're on the verge on another downturn. However, these outlets are ignoring a number of important factors that suggest consumer debt levels and the potential for an economic downturn are not so dire....

» see this post    » all posts

Semiannual Wealth Outlook: Collection Liquidation Results May Improve Amidst Positive Wage and Disposable Income Trends

May 18, 2017

When analyzing the economy and its interaction with the ARM industry, wealth-related economic metrics may be the most important indicator for growth. At its core, the economy is healthy when individuals, on average, are earning and spending more money, and economic livelihood is expanding, while the ARM industry is strongest when collection liquidation results are on the rise. As such, it makes sense that wealth metrics are the perfect tool for analyzing the strength of the economy and ARM industry....

» see this post    » all posts


ACA of Texas Publishes "Three Critical Healthcare Industry Trends for Outsourced Business Services" in its Winter 2017 Magazine

March 16, 2017

The ACA of Texas Publishes "Three Critical Healthcare Industry Trends for Outsourced Business Services" by Kaulkin Ginsberg in its Winter 2017 Magazine. Kaulkin Ginsberg details its belief that the growth in patient lending and financing programs, clinical integration networks, and physician quality reporting systems for the Centers for Medicare and Medicaid Services (CMS) could have profound effects on companies focused on servicing healthcare providers in 2017 and beyond.....

» see more

ACA of Texas Publishes "M&A Trends in the U.S. ARM Industry" in its Winter 2017 Magazine

March 15, 2017

The ACA of Texas Publishe "M&A Trends in the U.S. ARM Industry" an article by Kaulkin Ginsberg in its Winter 2017 Magazine. This article examines the key trends and developments driving M&A activity in the U.S. ARM industry by market segment.....

» see more

Mike Ginsberg Leading Panel Discussion at DBA International 20th Anniversary Conference

February 1, 2017

Mike Ginsberg, President and CEO of Kaulkin Ginsberg, will be speaking in a panel discussion on Trends in Debt Buying on Wednesday, February 8th at the DBA International 20th Anniversary Conference in Las Vegas, Nevada....

» see more