Kaulkin Ginsberg's Blogs

Predictions for 2017 and Beyond

July 5th, 2017

With the first half of 2017 (and first six months of the Trump administration) in the books, Kaulkin Ginsberg offers these predictions on the U.S. ARM industry

Fed Further Signals Increased Confidence in the U.S. Economy

June 29th, 2017

The Federal Reserve continues to raise interest rates in 2017 – suggesting that they have a high level of confidence in the U.S. economy. So how will monetary policy moves such as this impact the ARM industry?

Financial Services: A Resurgence for the ARM Industry?

June 27th, 2017

The financial services industry used to be one of the most desirable market segments for ARM companies. That all changed following the financial crisis. However, the market appears to be growing once again with record setting revenue and profitability. Does this mean that financial services will reclaim its desirability among ARM companies?

Suggestions for my High School Graduate

June 20th, 2017

High school graduation is a time of excitement for many as they head off to college. Today, I thought I’d share some of the advice I gave my youngest son in case anyone else has a child preparing to go off to school sometime soon.

ARM Industry Merger and Acquisition Trends

June 14th, 2017

Do M&A trends within the ARM industry defy traditional business and economic theories? Today’s KG Prime sponsored blog examines industry performance from 2007-present, and the effect changes in operating conditions had on consolidation trends.

The Department of Education Contract: A Candid Discussion between Industry Experts Mike Ginsberg and Randy Kamm

June 13th, 2017

The Department of Education unrestricted debt collection contract procurement process seemingly has no end in sight. Industry experts Mike Ginsberg and Randy Kamm examine the current situation, and the decisions that brought us to where we are today.

Paying Attention to the Warning Signs Could Save Lives

June 5th, 2017

May was Mental Health Awareness Month. The Kaulkin Ginsberg team wants to help raise awareness for the important role mental health plays in our physical health and general well-being, as well as some of the organizations that are trying to make a difference.

Potentially Big Changes on Capitol Hill Could Impact the ARM industry for Years to Come

May 31st, 2017

Decisions by the Trump administration and the potential passing of the Financial CHOICE Act on the oversight of financial institutions and student loans could profoundly impact the ARM industry for years to come

Perception Metrics and Their Effect on the ARM Industry

May 25th, 2017

While being able to quantitatively assess the health of the U.S. economy is great, most experts agree that other more qualitative factors are just as important. In fact, some experts believe that perception alone may be enough to influence the health of the economy since it directly relates to their spending and saving levels.

A New Debt Milestone in Q1 2017 (But Not Really)

May 24th, 2017

Some news outlets have started reporting that total consumer debt has finally surpassed its previous peak, which was during the Great Recession’s height, and have even suggested that the newly released data might imply that we’re on the verge on another downturn. However, these outlets are ignoring a number of important factors that suggest consumer debt levels and the potential for an economic downturn are not so dire


How will the Growing Peer-to-Peer Lending Industry Impact the ARM Industry?

October 24, 2017

Who do small-business owners turn to when they don't have enough internal capital but want to invest? Traditional commercial banks, or peer-to-peer lenders?....

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The Impacts of the Recent Hurricanes on the Economy and the ARM Industry

October 19, 2017

In the past few months, the U.S. was devastated by a series of hurricanes. Do natural disasters have long- or short-term affects the accounts receivable management industry? ....

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Are Effective Strategic Planning Resources Available for ARM Companies?

October 17, 2017

It's that time of year again. Owner-operators and executives are getting together to set plans for 2018. Are there any effective strategic planning resources available to the ARM industry?....

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Kaulkin Ginsberg Company Releases Middle Market ARM Benchmarking Report

October 12, 2017

Kaulkin Ginsberg Company announced it's release of the middle-market ARM Benchmarking Report available to KG Prime Universal members.....

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Kaulkin Ginsberg Company to Release Exclusive and Comprehensive Index

September 13, 2017

Kaulkin Ginsberg Company will release an exclusive and comprehensive index detailing the economy's effect on the ARM industry. ....

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The Kaulkin Ginsberg Fall 2017 Fellowship Semester Begins

September 12, 2017

Kaulkin Ginsberg Company, in conjunction with the University of Maryland, College Park's Department of Economics, began its fall 2017 fellowship semester earlier this month for the fourth year.....

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