Kaulkin Ginsberg's Blogs

Japan’s Negative Interest Rate Policy and It’s Influence on U.S. Policy Decisions

November 15th, 2016

Developed economies like the U.S., EU, and Japan have all embraced low interest rate policies, but Japan’s use of a negative interest rate policy separates it from all others. This blog examines the impact of a negative interest rate policy, as well as its potential effect on the ARM industry.



Impact of a Fed Interest Rate Hike

November 11th, 2016

The Federal Reserve has been hesitant to raise key interest rates under the Obama administration, but the Trump administration appears more insistent on raising interest rates. What effect could this policy change have on the U.S. economy and ARM industry?



Podcast: Questions about the Lucrative IRS Tax Collection Contract Are Answered

November 8th, 2016

The IRS tax collection program represents a veritable “mother lode” of new business for the ARM industry. However, only transparently-managed, fully-compliant collection agencies with scalability to absorb volume, robust data security standards, and skilled and professional workforce will be eligible to receive this windfall of account placements.



Trump’s Plan to Cut Corporate Income Tax: Is it that beautiful?

November 4th, 2016

These four graphs illustrate why Republican nominee Donald Trump’s policy won’t have the results he expects.



What’s Driving Value in Today’s Market?

October 26th, 2016

Industry buyers and investors are aggressively trying to acquire ARM companies they can leverage for growth. These five value drivers are influencing their decisions in today’s market.



Podcast: What the ED Contract Delay Means for ARM

October 24th, 2016

The wait for the U.S. Department of Education’s unrestricted contract drags on. Mike Ginsberg and Randy Kamm discuss in their latest podcast why ED is delaying their decision, what participants can expect, and how this three-year wait will impact the ARM industry.



Private Equity Buyers and Investors: An alternative exit strategy

October 19th, 2016

For owners who want to stay involved in their business post-sale, finding a private equity buyer can be a great solution. In order to attract one, however, owners must consider these five points.



Podcast: The U.S. Dept. of Treasury Contract

October 13th, 2016

At midnight on Thursday, October 13, proposals are due from collection agencies for the milestone U.S. Department of Treasury contract to collect non-tax debt. Mike Ginsberg spoke with expert Randy Kamm about what this means for ARM.



How to Handle Aggressive Financial Buyers

October 4th, 2016

There are two reasons why financial buyers are aggressively pursuing companies to buy. While it might seem appealing to respond, owners should take precautions before they do.



Using Earn-Outs to Bridge Gaps in Purchase Price

September 28th, 2016

Most owners dream of selling their business in an all-cash transaction, but very few companies warrant such a buyout. Experienced buyers prefer to tie some portion of the purchase price to future performance, commonly referred to as an earn-out.



LATEST BLOGS

Perception Metrics and Their Effect on the ARM Industry

May 25, 2017

While being able to quantitatively assess the health of the U.S. economy is great, most experts agree that other more qualitative factors are just as important. In fact, some experts believe that perception alone may be enough to influence the health of the economy since it directly relates to their spending and saving levels. ....

» see this post    » all posts


A New Debt Milestone in Q1 2017 (But Not Really)

May 24, 2017

Some news outlets have started reporting that total consumer debt has finally surpassed its previous peak, which was during the Great Recession's height, and have even suggested that the newly released data might imply that we're on the verge on another downturn. However, these outlets are ignoring a number of important factors that suggest consumer debt levels and the potential for an economic downturn are not so dire....

» see this post    » all posts


Semiannual Wealth Outlook: Collection Liquidation Results May Improve Amidst Positive Wage and Disposable Income Trends

May 18, 2017

When analyzing the economy and its interaction with the ARM industry, wealth-related economic metrics may be the most important indicator for growth. At its core, the economy is healthy when individuals, on average, are earning and spending more money, and economic livelihood is expanding, while the ARM industry is strongest when collection liquidation results are on the rise. As such, it makes sense that wealth metrics are the perfect tool for analyzing the strength of the economy and ARM industry....

» see this post    » all posts


RECENT ANNOUNCEMENTS

ACA of Texas Publishes "Three Critical Healthcare Industry Trends for Outsourced Business Services" in its Winter 2017 Magazine

March 16, 2017

The ACA of Texas Publishes "Three Critical Healthcare Industry Trends for Outsourced Business Services" by Kaulkin Ginsberg in its Winter 2017 Magazine. Kaulkin Ginsberg details its belief that the growth in patient lending and financing programs, clinical integration networks, and physician quality reporting systems for the Centers for Medicare and Medicaid Services (CMS) could have profound effects on companies focused on servicing healthcare providers in 2017 and beyond.....

» see more




ACA of Texas Publishes "M&A Trends in the U.S. ARM Industry" in its Winter 2017 Magazine

March 15, 2017

The ACA of Texas Publishe "M&A Trends in the U.S. ARM Industry" an article by Kaulkin Ginsberg in its Winter 2017 Magazine. This article examines the key trends and developments driving M&A activity in the U.S. ARM industry by market segment.....

» see more




Mike Ginsberg Leading Panel Discussion at DBA International 20th Anniversary Conference

February 1, 2017

Mike Ginsberg, President and CEO of Kaulkin Ginsberg, will be speaking in a panel discussion on Trends in Debt Buying on Wednesday, February 8th at the DBA International 20th Anniversary Conference in Las Vegas, Nevada....

» see more