Michael Lamm’s Posts

Kaulkin Ginsberg Celebrates 25 Years of Serving the ARM Industry

January 19th, 2016

The advisory firm continues its mission to make a difference for middle-market companies. ROCKVILLE, Md. – Mike Ginsberg believes that if the referral M. Kaulkin & Associates, Inc., – now Kaulkin Ginsberg – received in 1991 hadn’t been to sell a local collection agency, his life would’ve been a heck of a lot different. "[The […]

Register Now for Our Webinar, "ARM Quarterly Review: Staying Ahead of the Curve in 2016″

January 11th, 2016

2015 ended with a bang for the accounts receivable management industry: the CFPB proposed a consent order to end litigation against Frederick J. Hanna, President Obama signed a law requiring the IRS to use private debt collection agencies to recover unpaid tax debt, and the Fed decided to raise short-term interest rates. Mike Ginsberg, President […]

Kaulkin Ginsberg Produces the Utilities Market Intelligence Series Through KG Prime

January 5th, 2016

This three-part market intelligence series provides accounts receivable management business owners with an in-depth analysis of the utilities industry. This is a highly-regulated market with a tremendous level of regional fragmentation, but it presents excellent opportunities for ARM companies. Market fragmentation combined with the sheer volume of customers makes this a great market for first- […]

Kaulkin Ginsberg Publishes the Healthcare Market Intelligence Series Through KG Prime

December 7th, 2015

This four-part market intelligence series provides accounts receivable management business owners with an in-depth analysis of the healthcare industry. This is a very diverse sector, but most ARM companies only focus their efforts on hospitals – the largest segment of the healthcare industry. This leaves a lot of money on the table that could be […]

Kaulkin Ginsberg Produces the Fall 2015 ARM Review Through KG Prime

October 7th, 2015

Change is upon the U.S. accounts receivable management industry. Small collection agencies and start-ups used to dominate the board; now, compliance regulations and costs have created a barrier-to-entry that’s difficult to overcome. The roll-up strategy era of the mid-90s is finally at an end, eliminating some of the largest players from the game. And a […]

"ARM Quarterly Review: Wrapping Up 2015″ Webinar Registration Available

October 1st, 2015

2015 has been a tumultuous year for the ARM industry, and it’s quickly coming to a close. From a drop-off in M&A activity to a surge in medical debt collection complaints on the CFPB’s consumer complaint portal, it’s been a challenge for business owners and executives to stay on top of 2015’s developments. Mike Ginsberg, […]

Fall 2015 Research Fellowship Program Focuses on the Government Sector

September 25th, 2015

COLLEGE PARK, Md. – Kaulkin Ginsberg, the leading consultancy and M&A advisory firm specializing in the accounts receivable management (ARM) industry, began the fifth semester of its Research Fellows Program earlier this month in conjunction with the University of Maryland, College Park’s Department of Economics. Fellows will focus their research on U.S. government bad debt […]

Application Now Available for the Fall 2015 Research Fellowship Program

August 26th, 2015

Interested junior and senior ECON majors enrolled at the University of Maryland, College Park, should download the application and submit it to ugadvising@econ.umd.edu by Wednesday, Sept. 9, 2015, at 2 PM. Visit the Research Fellowship page on our website for more information.

Mike Ginsberg to Speak at the Debt Connection Symposium and Expo 2015

August 5th, 2015

ROCKVILLE, Md. – Mike Ginsberg, President and CEO of Kaulkin Ginsberg, will speak at the Debt Connection Symposium and Expo 2015 in Austin, TX, on Thursday, Sept. 10. The three-day conference features breakout sessions, discussions, and a debate designed to tackle collections, compliance, and accountability. Mr. Ginsberg will participate in the fast-track presentations, where he […]

ARM "News You Can Use" Webinar Registration Now Available

July 20th, 2015

The first half of 2015 was filled with major developments for the accounts receivable management (ARM) industry, from the Department of Education contract to the recent TCPA ruling. What’s next? And what does this mean for ARM? Join Kaulkin Ginsberg President and CEO Mike Ginsberg and Ontario Systems Chief Compliance Officer Rozanne Andersen for this […]


M&A Slowdown is Only Temporary

February 8, 2016

A recent article published by Mergers & Acquisitions, an online publication produced by themiddlemarket.com, caught my attention. In her article, "Has Mid- ....
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Three Major Events Over the Past 25 Years

February 2, 2016

This year, Kaulkin Ginsberg is celebrating its silver anniversary serving the accounts receivable management industry. ARM has changed dramatically over the past 25 years. As I look back, three major ....
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M&A Trends in the Financial Services Industry

January 25, 2016

The financial services industry is a highly-regulated market with increasing levels of oversight as a result of the Great Recession. Although this area has many participants, financial service assets are concentrated and the market is consistently consolidating.

From October 2015 to January 2016 - just four months - there were 93 financial institution mergers alone. During the first three quarters of 2015, there were 224 mergers. That number excludes the 93 merger ....
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ACA of Texas 68th Annual Conference & Expo

Menger Hotel
San Antonio, TX
March 14th-16th, 2016

Join the American Collectors Association of Texas for their 68th annual conference and southwest exposition. Build relationships as you exchange ideas with fellow members. Gain insight from their experiences and share bold ideas and solutions of your own. This conference is your time ....

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Debt Collection Forum 2016

Ameristar St. Charles
St. Charles, MO
March 21st - 23rd, 2016

The Debt Collection Forum brings together senior-level executives, front-line collection managers, and compliance professionals from across the country to provide real-world solutions and strategies to problems we encounter every day. Join us at the ....

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ACA International Washington Insights Conference

Hyatt Regency Washington on Capital Hill
Washington, D.C.
April 20th-21st, 2016

Get an exclusive view of Capitol Hill's inner workings, and be a critical voice for our industry. New congressional members are now learning what they need to know about the issues and concerns you face every day. Even political veterans are rethinking ....

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