Mike Ginsberg’s Posts

Potential ARM Game Changers to Watch for in 2015

December 17th, 2014
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It’s been seven years since the start of the Great Recession, and the impact of this event has been dramatic, long-lasting and widespread. The economy has only recently shown evidence of returning to pre-downturn levels of performance. For the ARM industry in particular, adjusting to the "new world order" has been challenging and costly. The […]

Establishing an Effective Advisory Board Starts with Preparation

December 3rd, 2014
Empty Boardroom

Year-end is a popular time for board meetings. Most leadership teams finished their strategic planning sessions in the fall, and their companies are wrapping up another year. Directors are meeting to evaluate current performance, set bonuses and review plans for growth, but they seldom influence the strategic direction of the business. As the CEO, you’ve […]

It Takes Two to Tango. Maybe Three.

November 20th, 2014
Prison bars

We recently learned how the Feds busted up a crime ring involving debt collectors. Kudos to the government officials who apprehended the offenders. However, if these ruthless attacks against consumers are ever going to stop, the clients who place or sell accounts without conducting thorough due diligence also need to be investigated. According to the […]

Remember Mortgage Crisis: Lowering Down Payments Might Not Be the Answer

November 17th, 2014
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The mortgage market is over $8 trillion, and nearly 70 percent of all consumer debt, so changes in the mortgage market have a huge impact on all other areas of consumer debt, which supports credit grantors, ARM service providers, and many other industries. On October 20th, shortly after the release of our last mortgage blog […]

Celebrate our Veterans Every Day

November 11th, 2014
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Nearly 20 years ago, my wife and I bought our first home, a townhouse located in a neighborhood with other young family first-time home owners. Over the next few years, we got to know our neighbors and realized how fortunate we were to live near so many other couples with young families. What we did […]

Every Business is Saleable. The question is what price?

November 6th, 2014
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I strongly believe every business is saleable. Top performing businesses in a desirable market will always attract considerable buyer attention. What about underperformers that operate in less desirable markets? Yes, they are sold too. Every business is saleable provided the owner is flexible with price, deal terms and the time it takes to sell. If […]

When Considering Value, What Does the Buyer Think About?

October 30th, 2014
Deciding Which Door to Choose 2

Come on, admit it. The sale of your business has crossed your mind. Maybe not today but if you own a business, the thought of selling it has crossed your mind, and more than once. Maybe you’re at your wits end dealing with a disgruntled employee or a needy client and the notion of turning […]

Subprime Auto Collections – A growth market for ARM companies or the latest bubble about to burst?

October 22nd, 2014
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As we recall, painfully well, the Great Recession was largely about a housing bubble created by consumers eager to borrow and investors desperate for profits. The warning signs of the developing financial crisis were silenced in large part by securitization and a lack of regulatory oversight. Is another bubble market emerging in the subprime auto […]

The Mortgage Market and the Importance of Existing Home Sales

October 20th, 2014
housing

We are now more than halfway through October and that means the home buying season has more or less come to an end. Over the next two weeks, data will be released on new residential construction and existing and new home sales for September (click here). When this happens, existing home sales usually gets the […]

Critical Mistakes to Avoid When It Comes Time to Sell a Business

October 14th, 2014
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By definition, business owners wear a lot of hats. Throughout their professional careers, owners are head cheerleaders, chief bottle-washers, disciplinarians, mentors, negotiators, even therapists. However, most business owners never sell a business until it comes time for them to sell their own, so very few can add the title of “business broker” to their collection […]

LATEST BLOGS

Potential ARM Game Changers to Watch for in 2015

December 17, 2014

It's been seven years since the start of the Great Recession, and the impact of this event has been dramatic, long-lasting and widespread. The economy has only recently shown evidence of returning to pre-downturn levels of performance.

For the ARM industry in particular, adjusting to the "new world order" has been challenging and costly. The financial services vertical was the most severely impacted and the slowest to recover. Some of the largest... ....
» see this post    » all posts


Establishing an Effective Advisory Board Starts with Preparation

December 3, 2014

Year-end is a popular time for board meetings. Most leadership teams finished their strategic planning sessions in the fall, and their companies are wrapping up another year. Directors are meeting to evaluate current performance, set bonuses and review plans for growth, but they seldom influence the strategic direction of the business.

As the CEO, you've thought about establishing an outside advisory board to work with you and your leadership team to... ....
» see this post    » all posts


It Takes Two to Tango. Maybe Three.

November 20, 2014

We recently learned how the Feds busted up a crime ring involving debt collectors. Kudos to the government officials who apprehended the offenders. However, if these ruthless attacks against consumers are ever going to stop, the clients who place or sell accounts without conducting thorough due diligence also need to be investigated.

According to the press announcement, the Justice Department and the FBI arrested seven offenders for their roles in a... ....
» see this post    » all posts


EVENTS

DBA International's 18th Annual Conference


ARIA Resort and Casino
Las Vegas, NV
February 3rd-5th, 2015

DBA International's 18th Annual Conference - Passport to the Future - is one of the most well attended events in the industry attracting more than 1,500 attendees. As a sponsor, your company will receive unprecedented exposure to potential clients and leaders in the receivables industry. Providing opportunities for exceptional lead generation.......

» see this event's details


ACA of Texas 67th Annual Conference & Expo


Crowne Plaza Austin
Austin, TX
February 16th-18th, 2015

The 67th Annual Conference and Exposition will be moving to Austin, in conjunction with its 2015 Legislative Summit. Come early or stay over, network with your peers, learn from nationally recognized experts and see the latest products and services from our 30 exhibitors.

Mike Ginsberg, President and CEO of Kaulkin Ginsberg, will be speaking.......

» see this event's details



2015 Larger Market Participant Summit


FHI360 Conference Center
Washington, D.C.
April 23rd, 2015

insideARM.com and the iA Institute host the third annual Larger Market Participant Summit.

This exclusive event caters to the unique interests of the larger firms in the ARM industry, with unparalleled peer networking, best practice discussion, panels focused on the latest issues... and no exhibit hall.


For senior executives only,.......

» see this event's details