Mike Ginsberg’s Posts

Taking Advantage of the Health Care Buzz

April 23rd, 2015
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In Septemeber 2014, Kaulkin Ginsberg wrote about Health Care and the Amazing Aging U.S. Population, a blog post discussing the implications of the baby boomer generation’s impending retirement. Now, we take a look at some of the major regulations impacting both the U.S. health care system and the ARM industry, and how ARM providers can […]

The Roller Coaster Ride Called College Admissions

April 14th, 2015
Graduation caps

Like the countless parents of high school seniors before us, my wife and I spent the past year living through the college selection process with our oldest son. Last night, Zach decided that he will be attending the University of Maryland, College Park, in the fall. This morning, I found myself reflecting on the exciting, […]

M&A Pricing Snapshot

March 30th, 2015
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Buyers of accounts receivable management (ARM) firms are continuing their acquisitive ways, completing more transactions in a one-year time period in 2014 than at any point since the start of the Great Recession. Looking ahead, Kaulkin Ginsberg expects this trend to continue at an accelerated pace. Arguably the most critical components of any transaction – […]

Assessing the Consumer Credit Market with an Eye to ARM

March 25th, 2015
Percent of Balance

Since the Great Recession, the road to recovery for the accounts receivable management (ARM) industry has been particularly bumpy. Adjusting to economic fluctuations has been challenging for service providers and big business clients alike, especially when state and federal government agencies continuously impose stronger regulations in an effort to shift blame and find their scapegoat. […]

Moving Forward with Debt Financing

March 19th, 2015
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In January, we discussed the three main options available for financing an acquisition. Most of us don’t have an extra $1 million on hand, so it’s important to understand debt financing and the impact of interest rates – above and beyond making you pay more. How do interest rates work? The interest rate you pay […]

Why aren’t Businesses Saleable?

March 18th, 2015
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Is your business saleable? Business owners spend years – in some cases, generations – operating their businesses as successfully as possible. However, many fail to properly plan when it comes time to sell. Instead of making certain their companies are well-positioned to receive the best price, they respond prematurely to a potential buyer’s direct solicitation. […]

The Department of Education’s Decision on Debt Collection Contract Terminations is Hasty and Will Have Dire Consequences

March 2nd, 2015
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As if the U.S. Department of Education’s private collection agency (PCA) contract procurement process hasn’t been outrageous enough already, Friday’s after-hours announcement that it has terminated its relationship with five of its most prominent debt collection agencies puts it completely over the top. Online reports from the Huffington Post and the Daily News Online say […]

Valentine’s Day

February 13th, 2015
Valentine's Day

On Valentine’s Day, I will celebrate my wife and the wonderful life we share together. Like many other married couples who are fortunate enough to be together for more than two decades, we’ve experienced a lot together. We’ve celebrated the birth of our two sons, mourned the passing of family and friends, and experienced numerous […]

Kaulkin Ginsberg’s Top 10 Reasons for a Flurry of M&A Activity in 2015

February 9th, 2015
Semi Annual Deals

Faced with numerous challenges over recent years – including fiscal regulation, economic variability and seemingly erratic client behaviors – buyers and sellers of U.S. ARM companies have been reluctant to complete mergers and acquisitions. That is, until now. Over the past six months, we have experienced a flurry of M&A activity, and we are confident […]

Business Valuation: What is it, and do I need one?

January 27th, 2015
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Do you own a business or know someone who does? Chances are, nearly everyone will answer this question with a resounding, "Yes!" It’s a pretty simple question. However, there is another seemingly simple question that few business owners can answer: How much is my business worth? Many owners say it doesn’t matter since they don’t […]

LATEST BLOGS

Taking Advantage of the Health Care Buzz

April 23, 2015

In Septemeber 2014, Kaulkin Ginsberg wrote about Health Care and the Amazing Aging U.S. Population, a blog post discussing the implications of the baby boomer generation's impending retirement. Now, we take a look at some of the major regulations impacting both the U.S. health care system and the ARM industry, and how ARM providers can get involved with this expanding segment.

The Affordable Care Act - also known as "Obamacare" - created a new, growing... ....
» see this post    » all posts


The Roller Coaster Ride Called College Admissions

April 14, 2015

Like the countless parents of high school seniors before us, my wife and I spent the past year living through the college selection process with our oldest son. Last night, Zach decided that he will be attending the University of Maryland, College Park, in the fall. This morning, I found myself reflecting on the exciting, emotional, pressure-packed, and sometimes ruthless college selection process we just endured. For those parents or students who have not yet...

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» see this post    » all posts


M&A Pricing Snapshot

March 30, 2015

Buyers of accounts receivable management (ARM) firms are continuing their acquisitive ways, completing more transactions in a one-year time period in 2014 than at any point since the start of the Great Recession.

Looking ahead, Kaulkin Ginsberg expects this trend to continue at an accelerated pace. Arguably the most critical components of any transaction - whether you're contemplating making an acquisition or selling your company - are establishing... ....
» see this post    » all posts


EVENTS

Collection and Recovery Solutions 2015


Four Seasons Hotel
Las Vegas, NV
May 6th-8th, 2015

This content rich educational conference gives the techniques, strategies and resources for maximizing collection and recovery outcomes. Our goal is to enrich the intensity of the conference for the exhibitor, attendee and sponsor alike with an unparalleled learning experience. This is an exclusive gathering of industry professionals like none.......

» see this event's details


NARCA 2015 Spring Collection Conference


The Omni Hotel
Nashville, TN
May 6th-9th, 2015

Mark your calendar now! Before you know it, hundreds of NARCA members will be descending on Nashville, Tennessee, for the NARCA 2015 Spring Collection Conference at Nashville's newest downtown hotel, the Omni Nashville.

Every NARCA conference gives you the best subject matter experts, discussions about issues that impact your business, great educational.......

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The Topline Business Owners Workshop


Crist Boardroom, Samuel Riggs IV Alumni Center
University of Maryland, College Park
May 12th, 2015

Join Topline's executives at this half-day event for a gathering of prominent leaders and experienced advisors that will focus on critical growth and effective exit strategies for established businesses. Whether you're expanding your business, thinking of selling or simply looking for more information,.......

» see this event's details