Kaulkin Ginsberg's Blogs

Perception Metrics and Their Effect on the ARM Industry

May 25th, 2017

While being able to quantitatively assess the health of the U.S. economy is great, most experts agree that other more qualitative factors are just as important. In fact, some experts believe that perception alone may be enough to influence the health of the economy since it directly relates to their spending and saving levels.



A New Debt Milestone in Q1 2017 (But Not Really)

May 24th, 2017

Some news outlets have started reporting that total consumer debt has finally surpassed its previous peak, which was during the Great Recession’s height, and have even suggested that the newly released data might imply that we’re on the verge on another downturn. However, these outlets are ignoring a number of important factors that suggest consumer debt levels and the potential for an economic downturn are not so dire



Semiannual Wealth Outlook: Collection Liquidation Results May Improve Amidst Positive Wage and Disposable Income Trends

May 18th, 2017

When analyzing the economy and its interaction with the ARM industry, wealth-related economic metrics may be the most important indicator for growth. At its core, the economy is healthy when individuals, on average, are earning and spending more money, and economic livelihood is expanding, while the ARM industry is strongest when collection liquidation results are on the rise. As such, it makes sense that wealth metrics are the perfect tool for analyzing the strength of the economy and ARM industry



The Rise of Artificial Intelligence and its Impact on the Economy

May 17th, 2017

Discussions on robotics and artificial intelligence, and the role they will play in society and the economy have been going on for quite some time. Manufacturing and service-based industries have been a particular area of focus for automation since it promises more cost-efficient operations by removing the largest variable expense line – people. But as robots (e.g., machines and computer/engineering programs) continue becoming the norm and optimal method for getting things done, what are the impacts on the ever-changing economy and ARM industry?



E-Commerce: Growing into a Massive Industry

May 10th, 2017

In 2016, US retail sales exceeded $1.2 trillion – a more than three-fold increase since 1992 – yet employment in the retail sector fell by nearly third since peaking in 2001. Shifting consumer preferences and investments in online shopping services are the driving factors behind this trend that could lead to new and exciting opportunities for the ARM industry.



The Fading American Dream

May 9th, 2017

The "American Dream" advocates equal opportunity for all and that the next generation should live healthier, richer, and better overall lives than the last. However, researchers found in a study examining data over a 45-year period that this "dream" is becoming exceedingly hard to achieve, and Kaulkin Ginsberg believes this could have a profound impact on the ARM industry.



Trump’s Proposed Tax Cuts Creates More Questions Than Answers

May 5th, 2017

The Trump Administration’s current tax plan may have created more questions than answers due to its lack of details on how the government would cover all of the tax cuts being proposed. That said, the one-page document still provides a good benchmark for where the administration intends to take tax reform.



New York State Now Offers Free College Tuition: The Potential Beginning of a Major Nationwide Trend

April 27th, 2017

The Department of Education contract for debt collection services is one of the most lucrative and sought after contracts today by ARM companies. However, state-level legislation like The Excelsior Scholarship could have profound effects on the student loan market.



Non-Employment Index: An Alternative Employment Stat

April 26th, 2017

The U.S. unemployment rate is a popular measure for looking at the health of the U.S. economy, but alternative measures like the non-employment index may provide even greater insight. In this blog, Kaulkin Ginsberg’s analysts examine the strength of the U.S. economy using this alternative measure and its relation to the ARM industry.



Healthcare: The Ever-Growing Industry

April 25th, 2017

The healthcare industry is one of the most widely analyzed industries in the US due to its seemingly never ending growth. As such, it’s no surprise the ARM industry is so focused on the potential impact of a repeal and replace bill for the ACA.



LATEST BLOGS

Perception Metrics and Their Effect on the ARM Industry

May 25, 2017

While being able to quantitatively assess the health of the U.S. economy is great, most experts agree that other more qualitative factors are just as important. In fact, some experts believe that perception alone may be enough to influence the health of the economy since it directly relates to their spending and saving levels. ....

» see this post    » all posts


A New Debt Milestone in Q1 2017 (But Not Really)

May 24, 2017

Some news outlets have started reporting that total consumer debt has finally surpassed its previous peak, which was during the Great Recession's height, and have even suggested that the newly released data might imply that we're on the verge on another downturn. However, these outlets are ignoring a number of important factors that suggest consumer debt levels and the potential for an economic downturn are not so dire....

» see this post    » all posts


Semiannual Wealth Outlook: Collection Liquidation Results May Improve Amidst Positive Wage and Disposable Income Trends

May 18, 2017

When analyzing the economy and its interaction with the ARM industry, wealth-related economic metrics may be the most important indicator for growth. At its core, the economy is healthy when individuals, on average, are earning and spending more money, and economic livelihood is expanding, while the ARM industry is strongest when collection liquidation results are on the rise. As such, it makes sense that wealth metrics are the perfect tool for analyzing the strength of the economy and ARM industry....

» see this post    » all posts


RECENT ANNOUNCEMENTS

ACA of Texas Publishes "Three Critical Healthcare Industry Trends for Outsourced Business Services" in its Winter 2017 Magazine

March 16, 2017

The ACA of Texas Publishes "Three Critical Healthcare Industry Trends for Outsourced Business Services" by Kaulkin Ginsberg in its Winter 2017 Magazine. Kaulkin Ginsberg details its belief that the growth in patient lending and financing programs, clinical integration networks, and physician quality reporting systems for the Centers for Medicare and Medicaid Services (CMS) could have profound effects on companies focused on servicing healthcare providers in 2017 and beyond.....

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ACA of Texas Publishes "M&A Trends in the U.S. ARM Industry" in its Winter 2017 Magazine

March 15, 2017

The ACA of Texas Publishe "M&A Trends in the U.S. ARM Industry" an article by Kaulkin Ginsberg in its Winter 2017 Magazine. This article examines the key trends and developments driving M&A activity in the U.S. ARM industry by market segment.....

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Mike Ginsberg Leading Panel Discussion at DBA International 20th Anniversary Conference

February 1, 2017

Mike Ginsberg, President and CEO of Kaulkin Ginsberg, will be speaking in a panel discussion on Trends in Debt Buying on Wednesday, February 8th at the DBA International 20th Anniversary Conference in Las Vegas, Nevada....

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