Kaulkin Ginsberg's Blogs

The American Health Care Act: Potential Effects on ARM

March 20th, 2017

Seven years after former President Barack Obama signed his signature bill, The Patient Protection and Affordable Care Act (ACA), there may actually be a repeal and replacement bill, hopefully fixing some of the problems incurred through the ACA. However, It’s not clear whether this new bill will correct all of the problems associated with the ACA without creating a few new problems of its own.



Semiannual Employment Outlook for Q4 2016: Continued Optimism

March 17th, 2017

Kaulkin Ginsberg’s market intelligence team is optimistic about the current U.S. employment environment, specifically as it relates to the ARM industry. Overall, we believe the data suggests a significant increases in consumer spending will take place that will eventually drive debt accumulation throughout the economy, and thereby increasing revenue potential for the ARM industry.



Will a Reduction in the Fed’s Mortgage-Bond Holdings Impact Enterprise Business Valuations?

March 8th, 2017

Since the Great Recession, key interest rates have been artificially low due to the Fed’s QE plan, but as the Fed begins to sell MBS on the open market and decreases the size of its balance sheet, interest rates are expected to increase above and beyond changes in the federal funds rate. Without a doubt, this will have a significant impact on the U.S. economy, the ARM industry, and enterprise business valuations in 2017 and beyond.



Will Dismantling or Reducing Dodd-Frank Be a Good Thing?

March 6th, 2017

The Trump administration is looking to drastically scale back regulations associated with the Dodd-Frank Act. Any changes to this Obama-era legislation will have both positive and negative impacts on U.S. credit grantors, middle-market companies and consumers, and the outsourced business services (OBS) industry as a whole.



Foreseeable Growth in the Utilities Industry: A 2017 Industry Update

March 1st, 2017

The utilities industry is a hot topic throughout the economy and ARM industry because of its size, number of companies, technological and cultural developments, and current political landscape. These aspects play a massive role in the formation and evolution of the utilities industry, and may see rapid changes in the near future under the Trump Administration. As such, OBS and ARM companies should consider entering or expanding their utilities industry-related operations.



Possible H-1B Visa Reform on the Horizon will Impact the ARM Industry

February 24th, 2017

Human capital is a crucial aspect of efficient and innovative business processes, as well as a country’s long-term growth potential. As such, the implications associated with changing the existing H-1B visa program structure will have far reaching consequences on all industries, including the outsourced business services.



Establishing Value Before Going to Market

February 1st, 2017

Kaulkin Ginsberg recommends business owners establish a realistic value for their business before going to market. This ensures we are on the same page with our clients, and avoids causing undo stress to the management team by starting and stopping a sale process



Check Payments: A Dying but Meaningful Market

January 19th, 2017

Before the 21st century, collecting bad checks was one of the largest sources of new business for debt collection agencies. Innovations in fintech are continually changing consumers’ transaction modes through the use of advanced technologies like mobile payment systems, and checks are becoming increasing rarer as a means of noncash payments. We examine trends within checking and discuss how changes in this market will affect the ARM industry.



A Brief Introduction to FinTech and the Global Investment Trend

January 11th, 2017

Financial technology is revolutionizing the financial services industry by changing the way we pay for goods and services, utilize banking services, take on loans, and much more. The ARM industry must keep up with these advances and the inevitable impact it will have on regulations and compliance. For example, does your firm accept and understand the implications associated with Bitcoin transactions, as well as the scrutiny it faces with regulators?



Seven Steps on How Best to Work with an Advisory Board

January 10th, 2017

Although it can be intimidating to work with an advisory board following the sale of your business, there are certain steps you can take to make this a much more comfortable process.



LATEST BLOGS

The American Health Care Act: Potential Effects on ARM

March 20, 2017

Seven years after former President Barack Obama signed his signature bill, The Patient Protection and Affordable Care Act (ACA), there may actually be a repeal and replacement bill, hopefully fixing some of the problems incurred through the ACA. However, It's not clear whether this new bill will correct all of the problems associated with the ACA without creating a few new problems of its own. ....

» see this post    » all posts


Semiannual Employment Outlook for Q4 2016: Continued Optimism

March 17, 2017

Kaulkin Ginsberg's market intelligence team is optimistic about the current U.S. employment environment, specifically as it relates to the ARM industry. Overall, we believe the data suggests a significant increases in consumer spending will take place that will eventually drive debt accumulation throughout the economy, and thereby increasing revenue potential for the ARM industry.....

» see this post    » all posts


Will a Reduction in the Fed's Mortgage-Bond Holdings Impact Enterprise Business Valuations?

March 8, 2017

Since the Great Recession, key interest rates have been artificially low due to the Fed's QE plan, but as the Fed begins to sell MBS on the open market and decreases the size of its balance sheet, interest rates are expected to increase above and beyond changes in the federal funds rate. Without a doubt, this will have a significant impact on the U.S. economy, the ARM industry, and enterprise business valuations in 2017 and beyond.....

» see this post    » all posts


RECENT ANNOUNCEMENTS

ACA of Texas Publishes "Three Critical Healthcare Industry Trends for Outsourced Business Services" in its Winter 2017 Magazine

March 16, 2017

The ACA of Texas Publishes "Three Critical Healthcare Industry Trends for Outsourced Business Services" by Kaulkin Ginsberg in its Winter 2017 Magazine. Kaulkin Ginsberg details its belief that the growth in patient lending and financing programs, clinical integration networks, and physician quality reporting systems for the Centers for Medicare and Medicaid Services (CMS) could have profound effects on companies focused on servicing healthcare providers in 2017 and beyond.....

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ACA of Texas Publishes "M&A Trends in the U.S. ARM Industry" in its Winter 2017 Magazine

March 15, 2017

The ACA of Texas Publishe "M&A Trends in the U.S. ARM Industry" an article by Kaulkin Ginsberg in its Winter 2017 Magazine. This article examines the key trends and developments driving M&A activity in the U.S. ARM industry by market segment.....

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Mike Ginsberg Leading Panel Discussion at DBA International 20th Anniversary Conference

February 1, 2017

Mike Ginsberg, President and CEO of Kaulkin Ginsberg, will be speaking in a panel discussion on Trends in Debt Buying on Wednesday, February 8th at the DBA International 20th Anniversary Conference in Las Vegas, Nevada....

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