David Lavine, C.P.A.

David Lavine
Director

Kaulkin Ginsberg Company 6010 Executive Blvd.,
Suite 802
Rockville, MD 20852

Office: 240-472-7235

david@kaulkin.com

 

David has been a Director with Kaulkin Ginsberg since its inception in 1989.  In this capacity, David engages in the firm’s strategic advisory services practice and utilizes his wealth of knowledge and expertise in managing valuations, fairness opinions, litigation support, research and operational consulting.  David is highly regarding as an expert in the credit, debt and banking industries.

David is a frequent speaker at industry events including the Directors Roundtable at the Yale Club in New York City.  In addition, David has co-authored a book on the financial markets -- “The current Crisis and the Emergency Economic Stabilization Act”, has written numerous articles and regularly contributes to insideARM.com where he provides industry analysis and is quoted for his insights.  David holds a degree in accounting from the University of Baltimore and is a Certified Public Accountant.

Prior to joining the Kaulkin Ginsberg Company David was a Founding Director of CFG Community Bank (successor to AmericasBank) and a Founding Director of Eagle Bank.  In addition, he was a partner and member of the Operating Committee at Reznick, Fedder and Silverman (now Reznick Group) and served as president and CEO of a large, privately-held business.

David resides in Rockville, Maryland and Miami Beach, Florida. 

 

 

LATEST BLOGS

The Consumer Credit Market

March 25, 2015

Since the Great Recession, the road to recovery for the accounts receivable management (ARM) industry has been particularly bumpy. Adjusting to economic fluctuations has been challenging for service providers and big business clients alike, especially when state and federal government agencies continuously impose stronger regulations in an effort to shift blame and find their scapegoat.

ARM firms who adapted their business practices are capitalizing on... ....
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Moving Forward with Debt Financing

March 19, 2015

In January, we discussed the three main options available for financing an acquisition. Most of us don't have an extra $1 million on hand, so it's important to understand debt financing and the impact of interest rates - above and beyond making you pay more.


How do interest rates work?

The interest rate you pay on loans is the product of the real and nominal interest rates. Banks like to use the 10-year treasury rate as their benchmark metric for the...

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Why aren't Businesses Saleable?

March 18, 2015

Is your business saleable?

Business owners spend years - in some cases, generations - operating their businesses as successfully as possible. However, many fail to properly plan when it comes time to sell. Instead of making certain their companies are well-positioned to receive the best price, they respond prematurely to a potential buyer's direct solicitation. Planning for a sale can mean the difference between selling for top dollar and not completing a... ....
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EVENTS


ACA International Washington Insights Conference


Hyatt Regency Washington on Capital Hill
Washington, D.C.
April 14th-16th, 2015

Why is right now so important? The beginning of the 114th Congress is upon us. As a result of the November elections, Republicans now control both the Senate and House, and there is a new determination to get things done. New congressional members are now learning what they need to know about the issues and concerns.......

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2015 Larger Market Participant Summit


FHI360 Conference Center
Washington, D.C.
April 23rd, 2015

insideARM.com and the iA Institute host the third annual Larger Market Participant Summit.

This exclusive event caters to the unique interests of the larger firms in the ARM industry, with unparalleled peer networking, best practice discussion, panels focused on the latest issues... and no exhibit hall.


For senior executives only,.......

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Collection and Recovery Solutions 2015


Four Seasons Hotel
Las Vegas, NV
May 6th-8th, 2015

This content rich educational conference gives the techniques, strategies and resources for maximizing collection and recovery outcomes. Our goal is to enrich the intensity of the conference for the exhibitor, attendee and sponsor alike with an unparalleled learning experience. This is an exclusive gathering of industry professionals like none.......

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